What is cash flow forecasting?

Cash flow forecasting projects your future account balances by applying your recurring income and expenses forward in time, so you can see exactly what you will have on any future date and spot shortfalls before they happen.

Can Flowstate Finance forecast my net worth?

Yes. Flowstate Finance combines your accounts, savings, investments, property and debts into a single net worth figure, tracks its history over time and projects how it grows alongside your cash flow forecast.

Does it work for self-employed people and contractors?

Yes. The Flowstate Work add-on handles estimates, invoices, payments, project costs, staff hours, CIS deductions, retention, warranties, VAT returns and a self-assessment tax summary.

Does Flowstate Finance connect to my bank?

It does not need to. You import statements by CSV or enter figures directly, which keeps your forecast clean and fully under your control.

Work | FlowState Finance

Work on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.

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Forecast Chart — 10 year Cashflow Forecast Chart on FlowState Finance. Get full control of your finances with 10 year projections, savings and debt cal.
Calendar View — Cashflow Forecast on FlowState Finance. Get full control of your finances with 10 year projections, savings and debt cal.
Reports — Get Budgeting Reports on FlowState Finance. Get full control of your finances with 10 year projections, savings and debt cal.
Debt — Debt Calculator on FlowState Finance. Get full control of your finances with 10 year projections, savings and debt cal.
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Savings — Savings Calculator on FlowState Finance. Get full control of your finances with 10 year projections, savings and debt cal.
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Goals — Set Financial Goals on FlowState Finance. Get full control of your finances with 10 year projections, savings and debt cal.
Tax Calculator — Tax Calculator on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
Vat Returns — Vat Returns on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
Tax Summary — Tax Summary on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
Financial Health — Financial Health on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
Emergency Fund — Emergency Fund on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
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Fire Calculator — Fire Calculator on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
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Import Guide — Import Guide on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
Sinking Funds — Sinking Funds on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
Work — Work on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
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Work Cis Summary — Work Cis Summary on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
Work Merchants — Work Merchants on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
Work Retention — Work Retention on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
Work Warranties — Work Warranties on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
Work Packages — Work Packages on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
Work Staff Hours — Work Staff Hours on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
Work Improve — Work Improve on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
Work Settings — Work Settings on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.
Work Setup — Work Setup on FlowState Finance. FlowState Finance helps you plan ahead and see a clear picture of your financial.